1.85% APR Saga Equity Release for UK property

  • Release tax-free cash from your house with rates as low as 1.85%
  • You don’t need to make monthly payments
  • Help your family with the cash you release
  • Still, have a few more mortgages payments to make? We can help with that
  • Stay living in your property for as long as you like
  • Could be a vehicle to reduce tax bills
  • Your Requirements

  • Please enter a number from 5000 to 2000000000.
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RIO retirement interest only mortgages for people on a pension

5 Year Chart of 10 Year Interest Rates
5 Year Chart

Homeowner in their 80s

Pensioners interest only mortgage

Its often found to discover people looking for home reversion plans, home reversion plans or monthly payment equity release. However, Legal and General like VitalityLife Equity Release are keen to see proof of your circumstances in the form of investment statements.

UK Equity Release Providers


  • Aviva
  • Stonehaven Mortgage
  • Sunlife Plans

hitachi interest only retirement mortgage



Benefits of Lifetime Mortgages

Often used to help tax planning and interest rates are attractive. Buy a family member home without a mortgage or pay down your debts so you have lower monthly outgoings.

What percentage can be released?

  • 55% monthly payment lifetime mortgage The Exeter Equity Release
  • 55% loan to value (LTV) lumpsum lifetime mortgages Age Concern
  • 30% loan to value (LTV) lump sum lifetime mortgages Central Trust
  • 25% loan to value monthly payment equity release Scottish Widows Bank

The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is a Private Tenant.

UK Lenders for Interest only Lifetime Mortgages including Saga Equity Release

It is common to discover individuals looking for monthly payment lifetime mortgage, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, Age Partnership like Old Mutual Wealth are eager to see proof of your situation in the form of pension statements.

  • Bridgewater Lifetime Mortgage
  • Hodge Equity Release Plans
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • More2Life Capital Choice Plus Plan
  • Stonehaven Interest Only Lifetime Mortgage
  • NatWest Equity Release Plans
  • Saga Lifetime Mortgage
  • Bridgewater Equity Release Schemes
  • Nationwide Equity Release Schemes
  • Age Partnership Equity Release Schemes
  • Canada Life Equity Release
  • Just Retirement Equity Release
  • More to Life Tailored Choice Plan
  • Stonehaven Equity Release
  • HSBC Equity Release Schemes
  • Royal Bank of Scotland Equity Release
  • Just Retirement Equity Release
  • More2Life Tailored Choice Plan
  • More to Life Capital Choice Plan
  • Nationwide Interest Only Lifetime Mortgage
  • HSBC Equity Release
  • NatWest Equity Release
  • Saga home reversion plan
  • More to Life Tailored Choice Plan

retirement interest only mortgage lenders

Downsides of Lifetime Mortgages

Monthly payment equity release can reduce your estate value. Monthly payment equity release may impact the ability to claim benefits. You may need to pay a valuation fee, and you could have higher rates to pay with some schemes.

What percentage can be released?

The older you are and the more serious your illnesses you are, the more tax-free cash you can release.