3.64% APRC Retirement Advantage Equity Release – Free Valuation 2023

Retirement Advantage Equity Release
  • Remove tax-free equity from your house with Retirement Advantage Equity Release
  • No monthly payments
  • No lenders fees
  • No product fees
  • Use the cash to pay off loans and credit cards
  • Continue to stay in your house
  • 3.64% APRC fixed for life
  • Free valuation

How much can I borrow?

You can get 65% of your property’s valuation. For example, if your house is worth £290,000 you can borrow £188,000.

  • Your Requirements

  • Please enter a number from 5000 to 2000000000.
  • About You

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RIO retirement interest only mortgages for people on a pension
5 Year Chart of 10 Year Interest Rates
5 Year Chart
Home equity

Does Retirement Advantage offer Pensioner Mortgages?

Yes, Retirement Advantage Pensioner Mortgages are 2.64% APRC.

It is often found to find individuals seeking out a lifetime mortgage with flexible drawdown cash release, interest-only lifetime mortgages or lump sum lifetime mortgages, however, Legal and General like Old Mutual Wealth are keen to see paperwork to show your personal situation in the form of pension statements.

Lenders for UK Equity Release

  • the Telegraph
  • Santander
  • Key Retirement

Applications of Equity Release Schemes

Often used to help tax planning and interest rates can be quite low. Low rate way of helping the family to buy their own home or pay off their own debts like loans and credit cards so they have more monthly disposable income.

Equity Release LTV Percentages

  • 55% monthly payment lifetime mortgage Zurich
  • 40% loan to value (LTV) lump sum lifetime mortgages Pepper
  • 30% LTV home reversion schemes Step One Finance

Do Retirement Advantage do Retirement Mortgages?

Yes, Retirement Advantage Retirement Mortgages are 2.64% APRC.

The 1st and 2nd charge lenders will want to know if the property is a Semi detached freehold house or a Leasehold flat with a share of freehold and if the resident is a Private Tenant.

UK Equity Release Lenders as well as Retirement Advantage Equity Release

It is common to discover people seeking out interest-only lifetime mortgages, lump sum lifetime mortgages or home reversion plans, however, Bower like Aegon is eager to see evidence of your circumstances in the form of bank statements.

  • Aviva Lifetime Mortgages
  • Bridgewater Lifetime Mortgage
  • Stonehaven Equity Release
  • Retirement Advantage Equity Release
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • More2Life Capital Choice Plan
  • Bridgewater Lifetime Mortgage
  • Canada Life Lifestyle Gold Flexi
  • Pure Retirement Classic Voluntary Payment Super Lite
  • HSBC Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release Schemes
  • Bridgewater Equity Release
  • Hodge Equity Release Plans
  • L&G Legal & General Flexible Lifetime Mortgage
  • Nationwide Interest Only Lifetime Mortgage
  • Lifetime Interest Only Mortgage
  • Barclays Equity Release
  • NatWest Interest Only Lifetime Mortgage
  • More to Life Capital Choice Plus Plan
Homeowner in their 70s
hitachi interest only retirement mortgage



Does Retirement Advantage offer Equity Release Under 55?

Yes, Retirement Advantage Equity Release Under 55 is 2.64% APR.

Disadvantages of Retirement Advantage Equity Release Plans

A monthly payment lifetime mortgage can reduce your estate value. A monthly payment lifetime mortgage may impact entitlements to state benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

Equity Release percentages of your current property value

The older you are and the more illnesses you have you are the more cash you can release.


Does Retirement Advantage offer Lifetime Mortgages?

Yes, Retirement Advantage does lifetime mortgages at 2.64% MER.