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Find out if Retirement Advantage Equity Release is a good deal for you.

  • Remove tax free equity from your house
  • No monthly payments
  • Use the cash to pay off loans and credit cards
  • Continue to stay in your house
  • Your Requirements

  • About You

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Home equity

It is often found to find individuals seeking out lifetime mortgage with flexible drawdown cash release, interest-only lifetime mortgages or lump sum lifetime mortgages, however, Legal and General like Old Mutual Wealth are keen to see paperwork to show your personal situation in the form of pension statements.

Lenders for UK Equity Release

 

  • the Telegraph
  • Santander
  • Key Retirement

Applications of Equity Release Schemes

Often used to help tax planning and interest rates can be quite low. Low rate way of helping family to buy their own home or pay off your own debts like loans and credit cards so you have more monthly disposable income.

Equity Release LTV Percentages

  • 55% monthly payment lifetime mortgage Zurich
  • 40% loan to value (LTV) lumpsum lifetime mortgages Pepper
  • 30% LTV home reversion schemes Step One Finance

The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Private Tenant.

UK Equity Release Lenders

It is common to discover people seeking out interest-only lifetime mortgages, lumpsum lifetime mortgages or home reversion plans, however, Bower like Aegon are eager to see evidence of your circumstances in the form of bank statements.

  • Aviva Lifetime Mortgages
  • Bridgewater Lifetime Mortgage
  • Stonehaven Equity Release
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • More2Life Capital Choice Plan
  • Bridgewater Lifetime Mortgage
  • Canada Life Lifestyle Gold Flexi
  • Pure Retirement Classic Voluntary Payment Super Lite
  • HSBC Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release Schemes
  • Bridgewater Equity Release
  • Hodge Equity Release Plans
  • L&G Legal & General Flexible Lifetime Mortgage
  • Nationwide Interest Only Lifetime Mortgage
  • TSB Lifetime Interest Only Mortgage
  • Barclays Equity Release
  • NatWest Interest Only Lifetime Mortgage
  • More 2 Life Capital Choice Plus Plan

Homeowner in their 70s

Disadvantages of Equity Release Plans

Monthly payment lifetime mortgage can reduce your estate value. Monthly payment life time mortgage may impact entitlements to state benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

Equity Release percentages of your current property value

The older you are and the the more illnesses you have you are the more cash you can release.