4.41% MER Aviva Equity Release and Retirement Interest Only Pensioner Mortgages 2024

Aviva Retirement Interest Only Pensioner Mortgages
  • Release tax-free cash from your house in 2024
  • Aviva equity release interest rates 4.41% MER fixed for life
  • Ideal for people under 55 and over 55 years old
  • No product fees
  • No lenders fees
  • Free home valuation
  • Making regular monthly payments is unnecessary unless you want to pay interest only.
  • Use the cash to pay off loans and credit cards.
  • Continue to stay on your property
  • It could be used to optimise tax planning.

How much cash can I borrow?

You can get 70% of your properties valuation. For example, if your house is valued at £230,000 you can release £161,000.

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  • Please enter a number from 5000 to 2000000000.
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RIO retirement interest only mortgages for people on a pension

Aviva equity release interest rates 2024 are 4.41% fixed for life – prices from LIBOR and government bond yields

Aviva Equity Release
5 Year Chart
RIO retirement interest only mortgages with monthly repayments

Aviva mortgage on the home below from 2024

Money tied up in home types of equity release

Aviva adviser equity release

RIO mortgage based on full market value
retirement interest only mortgage lenders
retirement interest only mortgage for UK pensioners
Home equity to pay your existing mortgage
Homeowner in their 70s with no early repayment charges

It is widespread to discover individuals looking for interest-only lifetime mortgages, monthly payment lifetime mortgages or lifetime mortgages with flexible drawdown cash releases; however, the Telegraph, like Fortify Insurance Solutions, are keen to see paperwork to show your situation in the form of bank statements.

Providers for Equity Release like Aviva lifetime mortgage calculator

  • Key Retirement
  • Step change
  • Age Partnership
  • AA equity release cost

Advantages of Aviva Equity Release Schemes

It can be a vehicle to reduce tax bills, and interest rates can be pretty low. It is a low-cost way of helping the family buy their own home or pay down their credit cards and loans, so you have lower monthly outgoings.

Aviva Equity Release Rates loan LTV similar to Aviva mortgages

  • 55% lump sum lifetime mortgages Fortify Insurance Solutions
  • 60% loan to value lump sum lifetime mortgages Legal and General
  • 30% LTV monthly payment lifetime mortgage Scottish Widows Bank

The lender will want to know if the property is a Freehold terraced house or a Leasehold flat with a share of freehold and if the resident is an Owner Occupier.

UK Equity Release Lenders like Equity Release Aviva

It is usual to find individuals searching for monthly payment equity release products, monthly payment lifetime mortgages or home reversion plans; however, Aviva, like AA equity release, is eager to see proof of your situation in the form of investment statements.

  • Aviva Lifetime Mortgages for Pensioners Equity Release Call
  • Bridgewater Lifetime Mortgage equity release plan
  • Just Retirement Equity Release equity release safe product
  • Aviva equity release interest rates retirement planning
  • Stonehaven Interest Only Lifetime Mortgage optional repayments
  • Nationwide Equity Release Schemes move into long-term
  • NatWest Equity Release the value of your home
  • Royal Bank of Scotland Equity Release existing customers
  • Age Partnership Equity Release Plans standard mortgages
  • Canada Life Lifetime Mortgage personal situation
  • Just Retirement Drawdown Lifetime Mortgage youngest homeowner
  • Liverpool Victoria LV Equity Release Schemes medical conditions
  • HSBC Interest Only Lifetime Mortgage different products
  • Saga home reversion plan
  • Age Partnership Equity Release advice
  • Just retirement equity release key features
  • Nationwide Equity Release Plans money you release
  • Aviva equity release interest rates new for 2024 tax-free lump sum
  • Royal Bank of Scotland Interest Only Lifetime Mortgage compound interest
  • Liverpool Victoria LV= Lump-Sum Plus Lifetime Mortgage reversion company
  • More2Life Tailored Choice Plan financial freedom
  • Stonehaven Interest Select Plan borrowing jointly
  • Nationwide Equity Release Plans smaller lump sums
  • Age Partnership Lifetime Mortgage standard mortgage
hitachi interest only retirement mortgage

Does Aviva offer Equity Release products and is the equity release calculator Aviva good?

Yes, Aviva Equity Release is 1.98% APRC.



Drawbacks of Equity Release Schemes – Aviva Equity Release UK Limited

Under 55 Home owner

Aviva equity release calculator options

A monthly payment lifetime mortgage can reduce the inheritance for your family. A lifetime mortgage with a flexible drawdown cash release may impact the ability to claim entitlements. You may need to pay a valuation fee, and you could be exposed to changes in interest rates with some products.

How much is it expected to release from a home – Aviva equity release interest rates

The more aged you are and the unhealthier you are, the more cash you can release.   Aviva equity release interest rates can be lower than the lenders featured below.

Lifetime mortgage Aviva

Remortgaging over the age of 60 is possible with many lenders, including Halifax and Santander. In 2024, their remortgage rates could vary depending on economic factors such as base rate changes. It is important to compare all lenders when looking for this type of loan to ensure you get the best deal available. Age Partnership can provide expert advice and guidance tailored specifically to individual needs in order to help customers make an informed decision about their remortgage requirements. With suitable advice and guidance, customers should be well-informed when they are making a decision that will have a lasting impact on their finances.

Does Aviva do Retirement Mortgages and Aviva lifetime mortgages?

Yes, Aviva Retirement Mortgages are 1.98% MER.


Does Aviva offer Equity Release Under 55 as well as good Aviva lifetime mortgage rates?

Yes, Aviva Equity Release Under 55 is 1.98% MER.


Aviva Insurance Limited. Registered in Scotland, under company number SC002116 and has its Registered Office in: Pitheavlis, Perth PH2 0NH United Kingdom.

Does Aviva do Lifetime Mortgages?

Yes, Aviva does lifetime mortgages at 1.98% APR.

Santander offers remortgage options for those over the age of 60. Their rates and terms can vary depending on market fluctuations, but they offer competitive fixed, variable and capped rate mortgages designed to meet different needs. Customers over the age of 60 should seek individual advice from Santander or a qualified mortgage broker to ensure they get the best deal for their specific situation. Age Partnership can also provide comprehensive guidance and advice tailored to individual circumstances when considering a remortgage with Santander.

Halifax offers mortgages for people over the age of 70. In 2024, their mortgage rates may be dependent on economic factors such as base rate changes. It is important to compare all lenders when considering this type of loan to ensure you get the best deal available. If a customer has any questions about their remortgage options, they should seek advice from trained professionals and specialists who can provide individual guidance and tailored advice for their specific circumstances. Age Partnership offer customers over 70 assistance when looking for a suitable remortgage deal with Halifax.

What is the interest rate on Aviva equity release?

If you use the equity release calculator Aviva, you will find you can borrow the money at 2.41% MER fixed for life

What is the downside to Aviva equity release?

An Aviva lifetime mortgage does have the downside of the roll up interest where the interest adds to the loan amount over time.

Which is best equity release company?

The best equity release company is Aviva as they have low rates and a free home valuation.

Is Aviva equity release ever a good idea?

Yes, if you need to money to pay debts or an old standard mortgage it can save you a lot of money.

Does Aviva Offer Equity Release?

Yes, it does, and it has some of the lowest rates available in the market place.

Is Aviva’s Equity Release Safe?

Yes, it is completely safe as it is strictly regulated and has excellent reivews.

What’s an Aviva Lifetime Mortgage?

It is a loan secured on your home. The interest on the loan is added to what you borrow so the loan grows over time.