2.17% APRC Hitachi Credit Equity Release Schemes 2022

Hitachi Credit Equity Release

  • Release tax-free equity from your home in 2022
  • Free home valuations
  • Plans for people under 55 and over 55
  • No broker fees
  • No advisor fees
  • No need to make monthly payments
  • Use the money you release for anything you like
  • Stay living in your own home


  • Your Requirements

  • Please enter a number from 5000 to 2000000000.
  • About You

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RIO retirement interest only mortgages for people on a pension

5 Year Chart of 10 Year Interest Rates
5 Year Chart

retirement interest-only mortgage (RIO)

Home equity

retirement interest only mortgage for UK pensioners


It’s often found to find individuals searching for lump sum lifetime mortgages, monthly payment lifetime mortgage or lump sum lifetime mortgages. However, Bower like Vitality Life Equity Release is keen to see proof of your situation in the form of bank statements.


Pensioners interest only mortgage

Providers for UK Equity Release

Applications of Home Reversion Plans

Can be used to optimise tax planning and interest rates are attractive. Help your family get a deposit for their own home or pay off your debts like loans and credit cards, so you have lower monthly outgoings.  Hitachi Credit has options for people under 55 also at great rates.

How much is it common to release from a home

retirement interest only mortgage for UK pensioners
The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an AST Tenant.

Lenders for Equity Release

It’s common to encounter people seeking out Norwich Union monthly payment lifetime mortgage, RBS lump sum lifetime mortgages or home reversion schemes, however, Age Concern like Zurich is eager to see paperwork to show your situation in the form of investment statements.

Downsides of Interest Only Lifetime Mortgages

Interest-only lifetime mortgages can reduce the inheritance for your family. Lifetime mortgage with flexible drawdown cash release may impact entitlements to state benefits. You may need to pay a valuation fee, and you could be exposed to changes in interest rates with some products.


RIO retirement interest only mortgages

hitachi interest only retirement mortgage



How much is it common to release from a home

The older you are and the unhealthier you are, the more tax-free cash you can release.  Crown Equity Release has some great rates for lower LTV deals.

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