Is Royal Bank of Scotland Equity Release the best deal for your needs?

  • Remove tax-free cash from your property
  • No regular monthly repayments
  • Use the money to help your family
  • Stay living in your own home
  • Could be used to help tax planning
  • Your Requirements

  • Please enter a number from 6000 to 2000000000.
  • About You

  • Please enter a number from 18 to 110.
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Homeowner in their 80s


Its often found to encounter people searching for monthly payment life time mortgage, home reversion plans or monthly payment equity release, however, Age Partnership like Maximum cover Equity Release are keen to see proof of your situation in the form of bank statements.

Wandsworth Home

UK Equity Release Scheme Lenders


  • Lifetime Mortgage from L&G
  • Stepchange
  • Aviva

Advantages of Home Reversion Schemes

Often used as a vehicle to reduce tax bills and interest rates on the money can be appealing. Buy a family member home without a mortgage or pay down your credit cards and loans so you can spend more of your monthly income.

Equity Release Loan To Value

  • 60% lumpsum lifetime mortgages Maximum cover Equity Release
  • 55% loan to value (LTV) monthly payment lifetime mortgage Sunlife Plans
  • 55% loan to value (LTV) home reversion plans Together Money
  • 25% loan to value (LTV) monthly payment lifetime mortgage Evolution Money

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is a Private Tenant.

UK Lenders for Equity Release

It is often found to encounter individuals looking for home reversion schemes, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, Legal and General like The Exeter Equity Release are eager to see paperwork to show your circumstances in the form of investment statements.

  • Canada Life Lifestyle Gold Flexi
  • Stonehaven Equity Release Scheme
  • HSBC Equity Release
  • Lloyds Bank Lifetime Mortgage
  • Saga Equity Release Plans
  • Aviva Lifetime Mortgage
  • Canada Life Prestige Flexi Option
  • Just Retirement Equity Release Plans
  • Liverpool Victoria LV Equity Release
  • Barclays Interest Only Lifetime Mortgage
  • Hodge Equity Release Plans
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • Pure Retirement Equity Release Plans
  • Nationwide Equity Release Schemes
  • Saga home reversion schemes
  • Bridgewater Equity Release Schemes
  • Canada Life Second Home Voluntary Select Plan
  • Hodge Lifetime Mortgage Plus
  • Stonehaven Equity Release Scheme
  • Barclays Equity Release Plans
  • Saga home reversion schemes
  • Age Partnership Lifetime Mortgage


Drawbacks of Home Reversion Schemes

Home reversion schemes can reduce the value of your estate. Lump sum lifetime mortgages may impact the ability to get state benefits. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

Equity Release LTV Percentages

The more elderly you are and the more illnesses you have you are, the more cash you can release.