Is Royal Bank of Scotland Equity Release the best deal for your needs?

Remove tax-free cash from your property
No regular monthly repayments
Use the money to help your family
Stay living in your own home
Could be used to help tax planning

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Homeowner in their 80s

Putney

Its often found to encounter people searching for monthly payment life time mortgage, home reversion plans or monthly payment equity release, however, Age Partnership like Maximum cover Equity Release are keen to see proof of your situation in the form of bank statements.

Wandsworth Home

UK Equity Release Scheme Lenders

Lifetime Mortgage from L&G
Stepchange
Aviva

Advantages of Home Reversion Schemes

Often used as vehicle to reduce tax bills and interest rates on the money can be appealing. Buy a family member a home without a mortgage or pay down your own credit cards and loans so you can spend more of your monthly income.

Equity Release Loan To Value

60% lumpsum lifetime mortgages Maximum cover Equity Release
55% loan to value (LTV) monthly payment lifetime mortgage Sunlife Plans
55% loan to value (LTV) home reversion plans Together Money
25% loan to value (LTV) monthly payment lifetime mortgage Evolution Money

Putney
The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an Private Tenant.

UK Lenders for Equity Release

It is often found to encounter individuals looking for home reversion schemes, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, Legal and General like The Exeter Equity Release are eager to see paperwork to show your personal circumstances in the form of investment statements.

Canada Life Lifestyle Gold Flexi
Stonehaven Equity Release Scheme
HSBC Equity Release
Lloyds Bank Lifetime Mortgage
Saga Equity Release Plans
Aviva Lifetime Mortgage
Canada Life Prestige Flexi Option
Just Retirement Equity Release Plans
Liverpool Victoria LV Equity Release
Barclays Interest Only Lifetime Mortgage
Hodge Equity Release Plans
Liverpool Victoria LV= Flexible Lifetime Mortgage
More 2 Life Flexi Choice Voluntary Payment Super Lite
Pure Retirement Equity Release Plans
Nationwide Equity Release Schemes
Saga home reversion schemes
Bridgewater Equity Release Schemes
Canada Life Second Home Voluntary Select Plan
Hodge Lifetime Mortgage Plus
Stonehaven Equity Release Scheme
Barclays Equity Release Plans
Saga home reversion schemes
Age Partnership Lifetime Mortgage

Drawbacks of Home Reversion Schemes

Home reversion schemes can reduce the value of your estate. Lump sum lifetime mortgages may impact ability to get state benefits. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

Equity Release LTV Percentages

The more elderly you are and the the more illnesses you have you are the more cash you can release.