4.19% APRC One Family Equity Release – Free Valuation in 2023

One Family Equity Release
  • Remove tax free cash from your house with One Family Equity Release
  • No need to make monthly payments
  • Use the money for a holiday
  • Continue to stay in your property for as long as you like
  • Can be used to manage inheritance tax bills
  • No product fees
  • No lenders fees
  • 4.19% fixed for life
  • Free Valuation

How much cash can I get?

You can get 60% of your property’s value. As an example, if your home is worth £280,000 you can get £168,000.

  • Your Requirements

  • Please enter a number from 5000 to 2000000000.
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RIO retirement interest only mortgages for people on a pension
5 Year Chart of 10 Year Interest Rates
5 Year Chart
retirement interest only mortgage for UK pensioners
Homeowner in their 80s
retirement interest only mortgage lenders
retirement interest only mortgage lenders

Its usual to discover individuals looking for interest-only lifetime mortgages, lump sum lifetime mortgages or lump sum lifetime mortgages, however, Just Retirement like Maximum cover Equity Release are keen to see paperwork to show your situation in the form of pension statements.

Access home equity
Access home equity
Access home equity

UK Equity Release Lenders

  • Key Retirement
  • Bridgewater
  • Sun life Plans
  • Fortify Insurance Solutions
  • One Family Equity Release
Money tied up in home

Advantages of One Family Equity Release

Often used to optimise tax planning and interest rates can be attractive. Buy a family member a home without a mortgage or pay off your own debts like loans and credit cards so you have more monthly disposable income.

Raise money with your home

Do One Family do Pensioner Mortgages?

Yes, One Family Pensioner Mortgages are 2.19% MER.

Equity Release LTV

  • 50% lump sum lifetime mortgages Aegon
London House

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.

UK Equity Release Lenders

It is common to discover people searching for lifetime mortgage with flexible drawdown cash release, lump sum lifetime mortgages or home reversion schemes, however, More2Life like LV Liverpool Victoria are eager to see evidence of your personal situation in the form of pension statements.

West London Home
  • More to Life Tailored Choice Plan
  • Lloyds Bank Equity Release
  • Barclays Equity Release
  • One Family Equity Release
  • More to Life Flexi Choice Drawdown Lite Plan
  • Royal Bank of Scotland Lifetime Mortgage
  • HSBC Equity Release Schemes
  • Age Partnership Equity Release Plans
  • More2Life Flexi Choice Drawdown Lite Plan
  • Stonehaven Lifetime Mortgage
  • Equity Release Plans
  • NatWest Equity Release Schemes
  • L&G Legal & General Flexible Max Scheme
  • Pure Retirement Lifetime Mortgage
  • Age Partnership Lifetime Mortgage

Do One Family do Retirement Mortgages?

Yes, One Family Retirement Mortgages are 2.19% APRC.

Common UK Equity Release Products

Do One Family do Equity Release Under 55?

Yes, One Family Equity Release Under 55 is 2.19% APR.

Pitfalls of One Family Equity Release

Monthly payment equity release can reduce your estate value. Lump sum lifetime mortgages may impact entitlements to state benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.

Over 65 Home owner
hitachi interest only retirement mortgage



Equity Release LTV

The older you are and the sicker you are the more tax-free cash you can release.


How much money can I borrow?

You can achieve 70% of your property’s value. For example, if your home is worth £230,000 you can get £161,000.

Do One Family do Lifetime Mortgages?

Yes, One Family do lifetime mortgages at 2.19% APRC.