Equity Release in house under 55 – no fees and low overall cost


equity release in house under 55

  • Remove tax-free equity from your home with equity release in house under 55
  • Not necessary to make monthly payments
  • Use the money to help your family
  • Stay living in your own home

No fees apart from a small valuation fee.  1.97% APR rate

Loan to value up to 70% – an example is if your home is worth £200,000 you can release £140,000.

  • Your Requirements

  • Please enter a number from 5000 to 2000000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.

RIO retirement interest only mortgages for people on a pension

5 Year Chart of 10 Year Interest Rates
5 Year Chart

retirement interest-only mortgages fca

London House equity release under 55

retirement interest-only mortgage (RIO)


It’s very regular to encounter individuals searching for monthly payment lifetime mortgage, monthly payment equity release or monthly payment lifetime mortgage, however, Just Retirement like Aegon are keen to see paperwork to show your circumstances in the form of bank statements.

Equity Release UK Lenders

  • Key Retirement
  • Stonehaven Mortgage
  • Age Concern

Applications of equity release in house under 55

Often used to manage inheritance tax bills and interest rates can be quite low. A low-cost way of helping the family to buy their own home or pay down your credit cards and loans, so you have more monthly disposable income.


release equity in house under 55

Equity release in house under 55 LTV

  • 55% home reversion plans Royal London Equity Release
  • 60% loan to value home reversion schemes Legal and General
  • 25% loan to value home reversion plans Halifax

The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is a Private Tenant.

Equity Release Lenders

It’s very regular to discover individuals seeking out lump sum lifetime mortgages, monthly payment lifetime mortgage or monthly payment equity release, however, the Telegraph like Zurich are eager to see evidence of your situation in the form of bank statements.

equity release mortgage under 55

Downsides of equity release in house under 55 Plans

A monthly payment lifetime mortgage can reduce the value of your estate. Lifetime mortgage with flexible drawdown cash release may impact the ability to claim benefits. You may need to pay a valuation fee, and you could have higher rates to pay with some schemes.

Equity Release Under 55 Loan To Value

The more elderly you are and the more illnesses you have you are, the more tax-free money you can release.

hitachi interest only retirement mortgage



Release equity in a house under 55

It’s common to be asked how to release equity from a house when you’re under 55.  The best way for people with income is to get a secured loan if you have an outstanding existing mortgage or a mortgage with a big redemption penalty.  If you have no mortgage or your existing mortgage is not a brilliant deal and has no redemption penalty, you should get a conventional mortgage or remortgage.  If you have little or no income and some bad credit, this can be expensive.