5.15% MER Crown Equity Release or interest only retirement mortgage

Release tax-free money from your home with Crown Equity Release
Free home valuation
No product fees
No lender’s fees
70% Loan to Value
5.15%
No need to make monthly payments unless you want to pay interest only
Buy a family member a home without a mortgage
Continue to live in your property

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Crown RIO retirement interest only mortgages for people on a pension

5 Year Chart

It’s widespread to find people searching for lump sum lifetime mortgages or monthly payment equity releases.

However, More2Life, like Zurich, are keen to see evidence of your circumstances in the form of bank statements.

Equity Release Lenders, in addition to Crown Equity Release

Key Retirement
More to Life
Legal and General
New Life

Does Crown offer Equity Release?

Yes, Crown Equity Release is 5.15% APRC.

Uses of Equity Release Plans

It can be a vehicle to reduce tax bills, and interest rates are attractive.

Help a member of your family buy their own home that they couldn’t afford otherwise, or pay off your debts like loans and credit cards, so you have lower monthly outgoings.

Does Crown offer Pensioner Mortgages?

Yes, Crown Pensioner Mortgages are 1.97% APRC.

Equity Release LTV

60% home reversion plans The Exeter Equity Release
25% loan to value home reversion plans Equifinance
40% loan to value (LTV) home reversion plans 1st Stop Home Loans
25% loan to value monthly payment lifetime mortgage Bluestone Mortgages

The lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is a Private Tenant.

UK Providers for Equity Release

Individuals looking for monthly payment lifetime mortgages, lump sum lifetime mortgages, or interest-only lifetime mortgages are often encountered.

However, Age partnerships like Maximum Cover Equity Releases are eager to see proof of your circumstances through pension statements.

Does Crown do Retirement Mortgages?

Yes, Crown Retirement Mortgages are 1.97% APRC.

Aviva Equity Release Plans
Bridgewater Equity Release Schemes
Hodge Equity Release Schemes
Just Retirement Drawdown Lifetime Mortgage
More to Life Flexi Choice Drawdown Lite Plan
Age Partnership Equity Release
Aviva Lifetime Mortgages
More2Life Capital Choice Plus Plan
Stonehaven Equity Release Plan
Royal Bank of Scotland Interest-Only Lifetime Mortgage
Canada Life Interest Select Gold Flexi
More to Life Capital Choice Plus Plan
Nationwide Equity Release
Lloyds Bank Equity Release
Bridgewater Equity Release
Stonehaven Equity Release
HSBC Interest-Only Lifetime Mortgage

Disadvantages of Crown Interest-Only Lifetime Mortgages

Lump-sum lifetime mortgages can reduce the inheritance for your family.

Home reversion plans may impact entitlements to benefits. You may need to pay a valuation fee, and you may also incur higher rates with specific schemes.

Crown Equity Release LTV

The older you are and the less healthy you are, the more tax-free money you can release with Crown Equity Release.

Do Crown do Equity Release Under 55?

Yes, the Crown Equity Release Under 55 has a 5.15% MER.

Telephone:

02087486233

Does Crown offer Lifetime Mortgages?

Yes, Crown does lifetime mortgages at 5.15% APRC.

Can you get 100% equity release?

Equity release products typically require customers to remain in their home as long as they are alive, so it is not possible to get 100% equity release.
The maximum amount of equity you can usually access with a lifetime mortgage or home reversion plan is generally between 25% and 55% of the value of your property.
You will also need to repay any accrued interest and fees when your plan ends, which would reduce the total amount received from the equity release.
Age Partnership will guide customers to help them understand how their chosen equity release product works and what their options are.

Which company is best for equity release?

When selecting a company for equity release, it is crucial to evaluate the provider’s credentials.
Age Partnership is renowned for its expertise and experience in offering advice on equity release products. Their advisors are fully trained and qualified in all aspects of equity release, providing guidance tailored to each customer’s individual needs.
Age Partnership also offers free initial consultations, allowing customers to receive advice before committing to any contracts.
Additionally, Age Partnership aims to provide a transparent service with ethical advice that prioritises customers’ best interests.

What is the average charge for equity release?

The average cost for equity release depends on the provider and product chosen. It typically includes an arrangement fee and other charges such as an early repayment charge, plus interest expenses that are paid monthly or upon the completion of the plan.
Age Partnership’s equity release products involve no up-front charges, and their advisors will help customers determine the applicable fees so that they can make an informed decision. Generally, customers should expect to pay around 2-5% of the amount released in fees.

What is the best rate for equity release?

When searching for the best rates on equity release products, it is essential to compare rates from different providers. Age Partnership offers competitive rates on its equity release products, with some offering discounts of up to 10% over traditional high street lenders.
Rates will vary depending on the provider and product chosen; therefore, it is essential to compare all available options before making a decision.
It is also worth considering any additional fees that may be charged as part of the agreement.
Age Partnership’s advisors are always happy to provide tailored advice to ensure customers make the best choice for their circumstances.

Remortgage rates for the over 50s in 2025 are likely to be impacted by a variety of factors, including economic conditions and the Bank of England’s base rate.

Currently, mortgage rates for the over 50s remain competitive but could potentially increase as lenders revise their pricing.

It is essential to compare different products and providers when looking for a remortgage for over-50s in 2025 to ensure you get the best rate that meets your needs.

Age Partnership can help customers find the most suitable product on the market by providing tailored advice and expert guidance.

Santander offers a range of mortgage products tailored to the over 60s. As with all mortgages, rates will depend on individual circumstances and other factors such as lending criteria and creditworthiness.

In 2025, Santander’s mortgage rates for over 60s could rise or fall depending on economic conditions.

Before applying for a mortgage with Santander, it is essential to compare the product and rate with those of other providers to ensure you obtain the best deal available in 2025.

Age Partnership can help customers determine their mortgage requirements by providing expert advice tailored to their individual circumstances.

Halifax offers mortgage products tailored to the over 70s. The rates and terms of these mortgages will depend on individual circumstances, such as income, creditworthiness, and other relevant criteria. I

n 2025, Halifax’s mortgage rates for the over 70s may change depending on economic conditions and base rate changes.

It is essential to consider all lender options when searching for a mortgage in this age range to ensure you obtain the most suitable product available at an affordable rate.

Age Partnership can help customers find the right product by providing expert advice and guidance tailored to individual needs.