Discover the benefits of Lloyds Equity Release for homeowners


  • Release tax-free equity from your home
  • You don’t need to make regular monthly payments
  • Help your family with the cash you release
  • Still, have a mortgage? No problems
  • Continue to live in your own home
  • Your Requirements

  • Please enter a number from 5000 to 2000000000.
  • About You

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RIO retirement interest only mortgages for people on a pension

5 Year Chart of 10 Year Interest Rates
5 Year Chart


London House

Home equity

It’s usual to find people looking for monthly payment lifetime mortgage, lifetime mortgage with flexible drawdown cash release or monthly payment lifetime mortgage. However, Key Retirement, like AA equity release, are keen to see paperwork to show your circumstances in the form of pension statements.

Lenders for UK Equity Release


  • Bower
  • New Life
  • Key Retirement
  • Norwich Union

Homeowner in their 80s

Uses of Interest Only Lifetime Mortgages

Could be used to help tax planning and interest rates can be attractive. Help your family get a deposit for their own home or pay down your credit cards and loans, so you have lower monthly outgoings.

Equity Release LTV Percentages

  • 55% home reversion plans Legal & General
  • 55% loan to value lumpsum lifetime mortgages Just Retirement
  • 55% loan to value (LTV) monthly payment lifetime mortgage Equifinance

The lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.

Lenders for UK Equity Release

It’s very regular to discover people seeking out a lifetime mortgage with flexible drawdown cash release, lumpsum life time mortgages or home reversion plans. However, Age Partnership, like Aegon, is eager to see evidence of your circumstances in the form of pension statements.

  • Bridgewater Equity Release
  • Hodge Lifetime Mortgage Plus
  • Just Retirement Equity Release
  • L&G Legal & General Flexible Lifetime Mortgage
  • Liverpool Victoria LV Equity Release
  • Stonehaven Interest Only Lifetime Mortgage
  • Aviva Lifetime Mortgages
  • Canada Life Prestige Flexi Option
  • Just Retirement Interest Only Lifetime Mortgage
  • Stonehaven Interest Select Plan
  • Lloyds Bank Equity Release Plans
  • TSB Lifetime Interest Only Mortgage
  • Aviva Equity Release Schemes
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Liverpool Victoria LV= Lump-Sum Plus Lifetime Mortgage
  • Barclays Equity Release Schemes
  • NatWest Lifetime Mortgage
  • Age Partnership Lifetime Mortgage


Disadvantages of Lifetime Mortgages

Lumpsum lifetime mortgages can reduce the inheritance for your family. Lump-sum lifetime mortgages may impact entitlements to state benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

hitachi interest only retirement mortgage


retirement interest-only mortgages fca

What percentage can be released?

The more elderly you are and the sicker you are, the more tax-free cash you can release.