Zurich Equity Release and retirement interest only 4.76% 2026

Release cash from your house with Zurich Equity Release
Free Valuation
No product fees
No lender’s fees
Available to people under 55 and over 55 years old
No monthly payments or pay interest each month
Help your family get a deposit for their own home
Do you still have a mortgage? We can help with that.
4.76%
Stay living in your own home for as long as you like
Loan-to-value of 70%

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retirement interest-only mortgages for pensioners

5 Year Chart of 10 Year Interest Rates — 5 Year Chart

Individuals are often searching for lifetime mortgages with flexible drawdown cash release, home reversion schemes, or home reversion plans. However, Key Retirement, like Aegon, are keen to see proof of your circumstances through investment statements.

Lenders for UK Equity Release

Does Zurich do Equity Release?

Yes, Zurich Equity Release is 4.16% APRC.

Benefits of Interest-Only Lifetime Mortgages

It could be used for tax planning, and interest rates are attractive. Use the money to keep another family member away from a high loan-to-value mortgage or pay off your debts, like loans and credit cards, so you have lower monthly outgoings.

How much is it common to be released from a home

55% lifetime mortgage with flexible drawdown cash release Old Mutual Wealth
60% loan-to-value monthly payment lifetime mortgage Key Solutions
25% loan-to-value monthly payment lifetime mortgage Legal and General

The 1st and 2nd charge lenders will want to know whether the property is Freehold or Leasehold, and whether the resident is an Assured Shorthold tenant.

Equity Release UK Lenders

It’s common for individuals to search for monthly payment equity releases, lump sum lifetime mortgages, or monthly payment equity releases. However, like Vitality Life Equity Release, Bower is eager to see proof of your circumstances in the form of pension statements.

Do Zurich do Pensioner Mortgages?

Yes, Zurich Pensioner Mortgages are 4.16% APRC.

Disadvantages of Interest-Only Lifetime Mortgages and Zurich Equity Release Plans

Monthly equity release can reduce your family’s inheritance. Lump-sum lifetime mortgages may affect entitlement to benefits. You may need to pay a valuation fee, and some products expose you to interest rate changes.