1.94% MER Zurich Equity Release and interest only lifetime mortgages


  • Release cash from your house
  • No monthly payments or just pay interest each month
  • Help your family get a deposit for their own home
  • Still, have a mortgage? We can help with that
  • Stay living in your own home for as long as you like


  • Your Requirements

  • Please enter a number from 5000 to 2000000000.
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retirement interest only mortgages for pensioners

5 Year Chart of 10 Year Interest Rates
5 Year Chart

Access home equity
Homeowner in their 80s
Homeowner in their 70s
It’s often found to find individuals searching for lifetime mortgage with flexible drawdown cash release, home reversion schemes or home reversion plans. However, Key Retirement, like Aegon, are keen to see proof of your circumstances in the form of investment statements.

RIO retirement interest only mortgages

Lenders for UK Equity Release


Benefits of Interest Only Lifetime Mortgages

Could be used to help tax planning and interest rates are attractive. Use the money to keep another family member away from a high loan to value mortgage or pay off your debts like loans and credit cards, so you have lower monthly outgoings.

How much is it common to release from a home

The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is an Assured shorthold tenancy tenant.

Equity Release UK Lenders

It’s common to find individuals searching for monthly payment equity release, lump sum lifetime mortgages or monthly payment equity release, however, Bower like VitalityLife Equity Release is eager to see proof of your circumstances in the form of pension statements.




Disadvantages of Interest Only Lifetime Mortgages

Monthly payment equity release can reduce the inheritance for your family. Lump sum lifetime mortgages may impact entitlements to benefits. You may need to pay a valuation fee and some products expose you to changes in interest rates.

hitachi interest only retirement mortgage


Pensioners interest only mortgage

Equity Release Loan To Value

The older you are, and the more illnesses you have you are, the more money you can release.